No1 Partner for MSME Growth.

Get ZERO INTEREST financing for your MSME using eTijar.

Get qualified for funding using your business performance data and historic financial transactions. use our app to generate an alternative credit score that fits Islamic finance fundamentals.

Get Started

Plan it, Launch it, Grow your business with eTijar.

Unlimited debt reminders

Easily send reminders to customer’s that yet to settle their debts. Fast and automated.

Unlimited Invoice and Receipt creation.

Easily send reminders to customer’s that yet to settle their debts. Fast and automated.

Profit and Loss Statements (coming)

Profit and loss statement of acount, will be sent to you at the end of each month.

Payments collection from customers.

With Etijar, you can easily collect payments from your customers. Whatever the form of payment, send them a receipt showing the exact price paid.

Business Profitability Analysis

Using your cash inflow and outflow data, your business profitability metrics is created.

Balance Sheet Calculation (coming)

With Etijar, save yourself the stress of balancing your accounting books.

With these

Business Performance Data.

12 Months bank statements from your other accounts.

Completed KYC/KYB.

Device data scoring (geo-location, telco data).

User psychometric scoring assessment (Spending habit)

You get scored and qualified for financing from us or our partner banks.

eTijar is powering Islamic finance for MSMEs using technology.

make profit, not interest…

You can now get our App

It only takes a few minutes to be fully onboarded on our app. you can download etijar on Google Play or the App Store.